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Health Insurance in Thailand? In the Context of Covid-19


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Hey everyone, new to the forum. Been training for about a year and just had my first fight in February. Once this whole Covid thing is over I’m planning on going to train in Chiang Mai for a year. I’ve just been wondering what everyone has done about health insurance/how you go about getting it as a foreigner over there/if it’s crazy expensive and not worth it, etc. Any advice on health insurance would be greatly appreciated. Thanks everyone! 

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I hope this might be helpful. I have corresponded with the agent below and he has been (unlike some other agents that provide health insurance in Thailand) very responsive. The provider has a form that needs to be completed re: medical history, and then there are a number of policy options. Some of my friends in CNX have insured through Pacific Cross, and recommend it. I hope this is helpful: 

--------- Forwarded message ---------
From: Jamie Edwards <jamie.e@th.pacificcrosshealth.com>
Date: Thu, Mar 19, 2020 at 4:34 AM
Subject: Re: Health Insurance Enquiry
To: Karuna Foundation <karunasiam@gmail.com>
 

Dear Michael, 

Currently, the lowest plan to best suit the OA visa requirement is our Standard Extra Plus plan. I have attached the brochure. We fully underwrite every policy allowing our clients to have a direct billing network across 360+ hospitals throughout Thailand allowing cashless treatment, not pay and claim. We have higher plans with better amounts of coverage (all attached). You must have outpatient included in whatever option you choose. 

If annual premium is a big concern we have ways to reduce the cost by adding what we call a deductible/excesses to the plan. This means you would pay the first amount of the deductible and we pay the rest. We take deductibles for Standard Extra plans and above.  

We have the no claims potential as well which is 10% the first year, 15% second and 20% third year ongoing.  

If you would like to apply you would need to complete the application form attached (please make sure every part of the form is filled in and any conditions underlined) and return with a passport copy. Once we receive the application a firm offer will be provided within 3-5 days of receipt.    

I hope this information is helpful and please let me know if I can be of further assistance or you have any questions. 

Kind regards,

Jamie.

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I asked Assist Thai Visa about insurance once and they sent me a list. I can't look at those things very well, I've never had insurance so understanding premiums and deductables and all that isn't something I'm familiar with. They're based in Chiang Mai, so you can go to their office when you move there (contact with them before is of course fine). We used them for our visa when we were in Chiang Mai, good group.

I've seen news about how pandemic insurance in Thailand is no longer offering lump-sum payments, but I don't know if these companies also insure non-Thais or not. I would assume they do, in order to have the news be available in English, but I don't know anything about what they are or whether having insurance on an "international" level is better.

  • Nak Muay 1
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  • 3 years later...

Hi there! Welcome to the forum and congratulations on your first fight in February! When it comes to health insurance as a foreigner in another country, it's important to research and understand the options available to you. It's always a good idea to prioritize your health and well-being, especially when you're living and training abroad. So choosing a reliable source, such as https://ibgportland.com, is essential. Remember, health insurance is an important investment in your well-being and peace of mind, and it's worth taking the time to thoroughly research and understand your options.

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    • Translation:  (Continued from the previous edition (page?) … However, before being matched against Phadejsuk in the Royal Boxing program for His Majesty [Rama IX], The two had faced each other once before [in 1979]. At that time, a foreign boxer had already been booked to face Narongnoi, and the fight would happen regardless of who wins the fight between Narongnoi and Phadejsuk. … That foreign boxer was Toshio Fujiwara, a Japanese boxer who became a Muay Thai champion, the first foreign champion. He took the title from Monsawan Lukchiangmai in Tokyo, then he came to Thailand to defend the title against Sripae Kiatsompop and lost in a way that many Thai viewers saw that he shouldn’t have lost(?). Fujiwara therefore tried to prove himself again with any famous Nak Muay available. Mr. Montree Mongkolsawat, a promoter at Rajadamnern Stadium, decided to have Narongnoi Kiatbandit defeat the reckless Fujiwara on February 6, the following month. It was good then that Narongnoi had lost to Phadejsuk as it made him closer in form to the Japanese boxer. If he had beaten Phadejsuk, it would have been a lopsided matchup. The news of the clash between Narongnoi and Toshio Fujiawara, the great Samurai from Japan had been spread heavily through the media without any embellishments. The fight was naturally popular as the hit/punch(?) of that spirited Samurai made the hearts of Thai people itch(?). Is the first foreign Champion as skilled as they say? It was still up to debate as Fujiwara had defeated “The Golden Leg” Pudpadnoi Worawut by points beautifully at Lumpinee Stadium in 1978, and before that, he had already defeated Prayut Sittibunlert and knocked out Sripae Kaitsompop in Japan, so he became a hero that Japanese people admired, receiving compliments from fans one after another(?). Thus the fight became more than just about skills. It was (advertised as?) a battle between nations by the organizing team, consisting of promoter Montree Mongkolsawat, Somchai Sriwattanachai representing the “Daily Times(?),” Mahapet of “Muay Thai” magazine, and Palad of “Boxing” magazine were also present, and they named the show in a very cool(?) way, “The Battle of the Fierce Samurai.” Even “The Smiling Tiger of Ayothaya” Narongnoi who was never afraid or shaken was affected by the advertising, confessing to the media that he felt a little scared, unlike usual when he faced other Thai boxers like himself. “Why are you scared?” “Maybe because the opponent is a foreigner. There’s news that he is very talented.”  “So you’re afraid that if you lose to him in our own home, it will give us a bad name and be very shameful for you.” “Yes! But my heart knows that I can’t lose because I am fighting in my own country. And in any case, he probably won’t/wouldn’t be better than our boxers. “But he has defeated many of our famous boxers such as Pudpadnoi-Prayut-Sripae. To tell the truth, he must be considered a top boxer in our country.” “Yes, I know” Narongnoi admitted, “but Pudpadnoi could not be considered to be in fresh form as he had been declining for many years and could only defeat Wangprai Rotchanasongkram the fight before(?). [Fujiwara] fought Prayut and Sripae in Japan. Once they stepped on stage there, they were already at a huge disadvantage. I trained especially well for this fight, so if I lose to Fujiwara, my name will be gone(?) as well.” “The Battle of the Fierce Samurai” was postponed from February 6 to February 12, but Thai boxing fans were still very excited about this matchup, wanting to see with their own eyes how good the spirited Japanese boxer was, and wanted to see Narongnoi declare the dignity(?) of Thai boxers decisively with a neck kick, or fold the Japanese fighter with a knee. Win in a way that will make Thai people feel satisfied.   [Photo description] Narongnoi Kiatbandit used his strength to attack Fujiwara, a fake Muay Thai fighter until Fujiwara lost on points.   Fujiwara flew to Bangkok 2-3 days before the fight. The organizers of the show had prepared an open workout for him at Rajadamnern Stadium for advertising purposes. Many press reporters and boxing fans crowded together to see Fujiwara. Their annoyance increased as all he did for three rounds was punch the air [shadowboxing], jump rope, and warm up with physical exercises. After finishing the first three rounds, he was asked to put on gloves and do two rounds of sparring with a person who was already dressed and waiting. However, Fujiwara’s doctor told him that it was unnecessary. This time he had come to defeat a Thai boxer, not to perform for the show. Photographers shook their heads and carried their empty cameras back to their printing houses, one after another. In addition to measuring the prestige of the two nations, the fight between Narongnoi and Fujiwara was also wagered on, with a budget of 1 million baht. Narongnoi was at 3-2 in odds, and someone had prepared money to bet on the Japanese underdog, almost a million baht. Only “Hia Lao” Klaew Thanikul, who had just entered the boxing world, would bet 500,000 baht alone, and the Japanese side would only bet a few hundred thousand. The only person who truly bet on Narongnoi’s side was Chu Chiap Te-Chabanjerd or Kwang Joker, the leader of the “Joker” group, supported by Sgt. Chai Phongsupa. The others could not bet because the Japanese side ran out of money to bet on. Narongnoi’s disadvantage would be that it would be the first time that he will fight at 134 lbs. However, he would have youth and strength on his side, as well as having trained Muay Thai in Thailand(?). Narongnoi was only 22 years old, while Fujiwara was already 33. His 33 years did not seem to be a concern in terms of strength as he had trained very well and never knew the word “exhaustion.” Fujiwara had an abundance of endurance, to the extent that the Japanese could trust him completely on this issue. Yes [krap], when the day came, Rajadamnern Stadium was packed with boxing fans of all ages. The entrance fee was set at 100-200 and 400 baht per person, and the total raised was over 900,000 baht, less than ten thousand baht short of reaching the million baht mark. This means that the number of viewers was more than double that of the special events (200-400 baht per person) nowadays. Even though it was more exciting than any other fight in the past, Narongnoi Kiatbandit, the 130 lbs champion, was able to completely extinguish Toshio Fujiwara by throwing his left leg to the ribs every now and then. This made “the Samurai” unable to turn the odds(?) in time because Narongnoi would always stifle him. Fujiwara could only rely on his physical fitness and endurance to stand and receive various strikes until his back and shoulders were red with kick marks. After 5 rounds, he lost by a landslide, with no chance to fight back at all. Most of the audience was pleased, but there were some who complained that Narongnoi should have won by knockout, which was not easy as Fujiwara had already established that he was the best in Tokyo. If it were any other Japanese boxer, it would be certain that he would not have survived. “Am BangOr” wrote in the “Circle of Thoughts" column(?) of the boxing newspaper at that time: “Then the truth came out to show that Toshio Fujiwara was not really that good at Muay Thai. He was beaten by Narongnoi Kiatbandit who only used his left leg. Fujiwara was frozen, bouncing back and forth with the force of his leg, and he lost by a landslide... The only thing worth admiring about this Sun Warrior is his endurance and excellent durability. For someone at the age of 33 like him to be able to stand and take Narongnoi's kicks like that, he must be considered quite strong. Why, then, did other Thai boxers lose to him? Monsawan-Sriprae-Pudpadnoi-Worawut have all helped strengthen this Japanese boxer. The answer is that their readiness was not enough(?). This victory of Narongnoi is considered to be the erasing of the old beliefs that were stuck in the hearts of Thais who were afraid that Japan would become the master of Thai boxing. It will probably be a long time and it will be difficult as long as Thai boxers can maintain our identity. But we cannot be complacent. If we are arrogant and think that the Japanese will not give up, we Thais may be hurt again because they will not give up. If we make a mistake today, he will have to find a way to make up for it tomorrow."
    • Sylvie wrote a really cool article about why sparring escalates, even when people are trying to go light. A gem from 10 years ago. https://8limbsus.com/blog/brain-science-sparring-gets-control-neurology-muay-thai
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